body {
background-color: #FFFFFF;
background-image: url('images/bg.gif');
margin-top: 0px;
margin-bottom: 0px;
margin-left: 0px;
margin-right: 0px;
}


a:link {text-decoration: none; color: #4d7180; font-weight: bold;}
a:visited {text-decoration: none; color: #4d7180; font-weight: bold;}
a:hover {color: #565656; text-decoration: none; font-weight: bold;}
a:active {color: #4d7180; text-decoration: none; font-weight: bold;}   


UL 
{ 
list-style-type: square;
margin-top: 2px;
}


.home-right { 
	font-family: Verdana, Arial, Helvetica, sans-serif; 
	font-size: 12px;
	color: #4b4b4b;
	line-height: 130%;
	padding-left: 0px;
	padding-right: 0px;
	padding-top: 0px;
	padding-bottom: 0px;
	text-align: justify;
	}
	
.heading { 
	font-family: Verdana, Arial, Helvetica, sans-serif; 
	font-size: 16px;
	line-height: 110%;
	color: #4d7180;
	font-weight: bold;
	padding-top: 5px;
	padding-bottom: 15px;
	}
	
.heading-small { 
	font-family: Verdana, Arial, Helvetica, sans-serif; 
	font-size: 13px;
	line-height: 110%;
	color: #4d7180;
	font-weight: bold;
	padding-top: 5px;
	padding-bottom: 15px;
	}
	
.highlight { 
	font-family: Verdana, Arial, Helvetica, sans-serif; 
	font-size: 14px;
	color: #ac8945;
	font-weight: bold;
	}
	
.internal-left { 
	font-family: Verdana, Arial, Helvetica, sans-serif; 
	font-size: 12px;
	color: #4b4b4b;
	line-height: 130%;
	padding-left: 0px;
	padding-right: 0px;
	padding-top: 0px;
	padding-bottom: 0px;
	text-align: justify;
	}
	
.internal-left-nojustify { 
	font-family: Verdana, Arial, Helvetica, sans-serif; 
	font-size: 11px;
	color: #4b4b4b;
	line-height: 130%;
	padding-left: 0px;
	padding-right: 0px;
	padding-top: 0px;
	padding-bottom: 0px;
	}
	
.internal-right { 
	font-family: Verdana, Arial, Helvetica, sans-serif; 
	font-size: 11px;
	color: #537f91;
	line-height: 130%;
	padding-left: 0px;
	padding-right: 0px;
	padding-top: 0px;
	padding-bottom: 0px;
	text-align: justify;
	}
	
.internal-right-black { 
	font-family: Verdana, Arial, Helvetica, sans-serif; 
	font-size: 11px;
	color: #4b4b4b;
	line-height: 130%;
	padding-left: 0px;
	padding-right: 0px;
	padding-top: 0px;
	padding-bottom: 0px;
	text-align: justify;
	}
	
.highlight-right { 
	font-family: Verdana, Arial, Helvetica, sans-serif; 
	font-size: 11px;
	line-height: 120%;
	color: #ac8945;
	font-weight: bold;
	text-align: left;
	}
	
.pod { 
	font-family: Verdana, Arial, Helvetica, sans-serif; 
	font-size: 11px;
	color: #4b4b4b;
	line-height: 130%;
	padding-left: 0px;
	padding-right: 0px;
	padding-top: 0px;
	padding-bottom: 0px;
	text-align: left;
	}
	
.pod-heading { 
	font-family: Verdana, Arial, Helvetica, sans-serif; 
	font-size: 16px;
	color: #4d7180;
	font-weight: bold;
	padding-bottom: 10px;
	}
	
.side { 
	font-family: Verdana, Arial, Helvetica, sans-serif; 
	font-size: 11px;
	color: #4b4b4b;
	background-color: #d6e1f2;
	line-height: 14px;
	padding-left: 10px;
	padding-right: 10px;
	padding-top: 5px;
	padding-bottom: 6px;
	}
	
.side a:link {text-decoration: none; color: #3370a5; font-weight: bold;}
.side a:visited {text-decoration: none; color: #3370a5; font-weight: bold;}
.side a:hover {color: #565656; text-decoration: underline; font-weight: bold;}
.side a:active {color: #3370a5; text-decoration: none; font-weight: bold;}  
	
.side-heading { 
	font-family: Verdana, Arial, Helvetica, sans-serif; 
	font-size: 11px;
	color: #597db5;
	font-weight: bold;
	padding-left: 16px;
	padding-right: 6px;
	padding-top: 12px;
	padding-bottom: 13px;
	}
	
.button { 
	font-family: Verdana, Arial, Helvetica, sans-serif; 
	font-size: 11px;
	color: #FFFFFF;
	line-height: 14px;
	padding-left: 00px;
	padding-right: 00px;
	padding-top: 0px;
	padding-bottom: 2px;
	}
	
.button a:link {text-decoration: none; color: #FFFFFF; font-weight: normal;}
.button a:visited {text-decoration: none; color: #FFFFFF; font-weight: normal;}
.button a:hover {color: #4d7180; text-decoration: underline; font-weight: normal;}
.button a:active {color: #FFFFFF; text-decoration: none; font-weight: normal;} 
	
.footer { 
	font-family: Verdana, Arial, Helvetica, sans-serif; 
	font-size: 11px;
	color: #615a56;
	line-height: 16px;
	padding-top: 0px;
	padding-bottom: 12px;
	}
	
.footer a:link {text-decoration: none; color: #4d7180; font-weight: normal;}
.footer a:visited {text-decoration: none; color: #4d7180; font-weight: normal;}
.footer a:hover {color: #c59c4c; text-decoration: none; font-weight: normal;}
.footer a:active {color: #4d7180; text-decoration: none; font-weight: normal;} 
	
.pullquote { 
	font-family: Georgia, Times, Verdana, Arial, Helvetica, sans-serif; 
	font-size: 16px;
	color: #5b5b5b;
	background-color: #f2f6f7;
	line-height: 19px;
	margin-left: 32px;
	margin-right: 32px;
	margin-top: 32px;
	margin-bottom: 27px;
	padding-top: 19px;
	padding-left: 26px;
	padding-right: 22px;
	padding-bottom: 20px;
	text-align:justify;
	font-style: italic;
	border-right: 8px solid #CCCCCC;
	}
	
	
<!-- form element properties -->	           
input.element{
                background-color: #FFFFFF;
                padding-top: 2px;
                height: 18px;
                border: 1 solid #595959;
}

input.button {
                background-color: #59687D;
                padding-top: 0px;
                border: 0 solid #595959;
                font-family: Verdana, Helvetica, Arial, sans-serif;
                font-weight: normal;
                font-size: 10px;
                color: #FFFFFF;
}

input.checkbox {
                background-color: #FFFFFF;
                padding-top: 0px;
                height: 20px;
                border: 0 solid #FFFFF;
                font-family: Verdana, Helvetica, Arial, sans-serif;
                font-weight: normal;
                font-size: 10px;
                color: #000000;
}

input.textarea {
                background-color: #FFFFFF;
                padding-top: 2px;
                border: 1 solid #595959;
}

input.select {
                background-color: #FFFFFF;
                padding-top: 2px;
                height: 20px;
                border: 1 solid #595959;
                font-family: Verdana, Helvetica, Arial, sans-serif;
                font-weight: normal;
                font-size: 10px;
                color: #000000;
}